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Interest

Economics

How to work out your interest yourself – and how the banks did it in the old days…

11th February 2023 Going Postal 2813 Comments

Have you ever wondered how the bank worked out how much interest to pay on your savings account, or charge you on your mortgage? I had a mortgage with a building society some years ago, [more…]

America

Economic Evolution: Darwin’s Idiot Speaks, Part Four

6th February 2023 Going Postal 5210 Comments

One of Say’s Laws holds that “we produce to consume”. This is certainly the underlying theme of the Industrial Revolution with its accompanying exponential growth in production of technology, communication, and energy utilization. While private [more…]

Business

Economic Evolution: Darwin’s Idiot Speaks, Part Three

30th January 2023 Going Postal 1856 Comments

Banking came up with its own methods of inflating the supply of legal tender-fiat money, fractional reserve lending. A bank comes to know (a version of the dispersal of knowledge of the market) how much [more…]

Business

Economic Evolution: Darwin’s Idiot Speaks, Part Two

23rd January 2023 Going Postal 3127 Comments

Prior to written documents being exchanged as representations of mutually agreed perceived value, the concept of money arose amongst multiple trading groups. This may have taken place prior to the credit/debit system as a substitute [more…]

Business

Economic Evolution: Darwin’s Idiot Speaks, Part One

16th January 2023 Going Postal 2983 Comments

Having been born into and grown up within the never-ending promise of prosperity guaranteed by Keynes’s gospel that saved us all from the purgatory of the Depression, I like others only began to see a [more…]

Economics

Basic Economics

26th July 2021 Emile Woolf 2515 Comments

The great debate now obsessing Treasury bosses and central bankers is whether all those trillions they continue to print so obsessively are at last producing a perceptible bout of hyperinflation. Before trying to make sense [more…]

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